Lozada was born in Brooklyn to Nengo Lozada and Sylvia Ferrer; Lozada was raised with her sister in the Bronx by her mother. Lozada is of Puerto Rican ancestry. She moved to Miami in 2007. She worked as a secretary to an entertainment attorney, and later became co-owner of Dulce, a shoe boutique located in Coral Gables, Florida. Lozada was raised as a Roman Catholic. In season 6, episode 11 of Basketball Wives, Lozada visits her mother's house and shows her communion picture.
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