Kerr was born in Sydney and raised in Gunnedah, New South Wales. She is the daughter of Therese and John Kerr. Her mother was 17 years old when she gave birth. She has a brother, Matthew, who is two years younger. Kerr is of English ancestry, with smaller amounts of Scottish and French. During her childhood, Kerr "raced motorbikes and rode horses on her grandmother's farm". She describes her early life in the Australian countryside as "very grounding . . . there wasn't any pretentiousness and no one really cared what you were wearing. You could just be you. "
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